Tag: 21st_century_road_to_housing_act

• OCC Raises Asset Threshold to $6 Billion, Extending Exam Cycle for About 50 More Community Banks

  10 Sep 2026 5:45 p.m. · Source: Office of the Comptroller of the Currency (OCC)

  The OCC published an interim final rule raising the asset threshold to $6 billion under the 21st Century ROAD to Housing Act, making roughly 50 more institutions eligible for an 18-month exam cycle.

  BusinessPolitics and GovernmentUSABankingFederal GovernmentEconomyLegal Office of the Comptroller of the Currency21st Century ROAD to Housing ActJonathan V. Gouldcommunity banksexamination cyclebank regulationScott BessentOffice of the Comptroller of the Currency (OCC)

• OCC Raises Asset Threshold for 18-Month Bank Examination Cycle to $6 Billion

  10 Sep 2026 4:47 p.m. · Source: Office of the Comptroller of the Currency (OCC)

  Interagency interim final rule lets qualifying 1- and 2-rated banks under $6 billion in assets move to an 18-month on-site examination cycle, up from the previous $3 billion threshold.

  BusinessPolitics and GovernmentUSABankingFederal GovernmentLegalEconomy Office of the Comptroller of the CurrencyFederal Reserve BoardFederal Deposit Insurance Corporation18-month examination cycle21st Century ROAD to Housing Actcommunity banks12 CFR 4Office of the Comptroller of the Currency (OCC)

• Federal Regulators Expand 18-Month Exam Cycle to More Community Banks

  10 Sep 2026 4:29 p.m. · Source: Office of the Comptroller of the Currency (OCC)

  Interagency interim final rule raises the asset threshold from $3 billion to $6 billion, letting more well-managed, well-capitalized community banks qualify for an 18-month on-site exam cycle.

  BusinessPolitics and GovernmentUSABankingFederal GovernmentEconomyLegal Office of the Comptroller of the CurrencyFederal Deposit Insurance CorporationFederal Reserve Boardcommunity banks18-month exam cycle21st Century ROAD to Housing Actinterim final ruleOffice of the Comptroller of the Currency (OCC)

• Governor Whitmer Applauds New Federal Housing Law, Pledges Continued State Action

  11 Jul 2026 10:02 a.m. · Source: Office of Michigan Governor

  Governor Whitmer lauded the new 21st Century ROAD to Housing Act, now law, for tackling Michigan's housing crisis. She highlighted state efforts and proposed "Build, Baby, Build" to further increase affordable homes and cut red tape.

  Politics and GovernmentBusiness Gretchen WhitmerMichiganHousingAffordable HousingLegislation21st Century ROAD to Housing ActLansingOffice of Michigan Governor

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