Tag: lending

• Financial Regulators Issue Guidance on Lending to Non-Work Authorized Borrowers

  13 Jul 2026 11:14 a.m. · Source: Office of the Comptroller of the Currency (OCC)

  The OCC, FDIC, and NCUA issued guidance on July 13, 2026, advising financial institutions to apply existing credit risk practices when lending to non-work authorized borrowers, citing potential elevated risk due to income and employment uncertainties.

  Politics and GovernmentBusinessFederal GovernmentEconomyBankingEmployment and LaborLegal OCCFDICNCUAFinancial ServicesCredit RiskLendingBank SupervisionOffice of the Comptroller of the Currency (OCC)

• Federal Agencies Issue Guidance on Lending to Non-Work Authorized Individuals

  13 Jul 2026 11:11 a.m. · Source: Office of the Comptroller of the Currency (OCC)

  OCC, FDIC, and NCUA issued joint guidance on credit risk management for borrowers not legally authorized to work in the U.S., emphasizing safe underwriting practices and compliance with consumer protection laws.

  BusinessPolitics and GovernmentEconomyFederal GovernmentEmployment and LaborLegal Office of the Comptroller of the CurrencyFederal Deposit Insurance CorporationNational Credit Union Administrationcredit risk managementfinancial institutionslendingExecutive Order 14406Office of the Comptroller of the Currency (OCC)

• OCC Issues Updated Lending and Loan Portfolio Risk Management Guidance

  25 Jun 2026 4:00 p.m. · Source: Office of the Comptroller of the Currency (OCC)

  The OCC has released a new "Lending and Loan Portfolio Risk Management" booklet, consolidating and updating guidance for banks. It aims to enhance examiner understanding of lending risks and supervision, replacing several older documents.

  BusinessPolitics and GovernmentBankingEconomyFederal GovernmentLegal OCCLendingLoan PortfolioRisk ManagementFinancial RegulationComptroller's HandbookOffice of the Comptroller of the Currency (OCC)

• Federal Reserve Stress Test Confirms Large Banks' Resilience to Severe Recession

  24 Jun 2026 4:08 p.m. · Source: US Federal Reserve

  The Federal Reserve's annual stress test found large banks are well-positioned to weather a severe recession. They are capable of continuing to lend to households and businesses, ensuring financial stability.

  BusinessPolitics and GovernmentEconomyBankingFinancial Markets Federal Reservebank stress testlarge banksrecessionlendingfinancial stabilityU.S. Federal Reserve

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