Tag: credit_risk

• OCC Updates Credit Loss Guidance for Banks

  16 Jul 2026 4:10 p.m. · Source: Office of the Comptroller of the Currency (OCC)

  The OCC has released an updated "Allowances for Credit Losses" booklet, replacing previous guidance. This version reflects the full adoption of CECL and recent policy changes, providing examiners with current information for supervising financial institutions.

  BusinessPolitics and GovernmentBankingEconomyFederal GovernmentLegalFinancial Markets OCCAllowances for Credit LossesComptroller's HandbookASC Topic 326Current Expected Credit LossesBanking RegulationCredit RiskOffice of the Comptroller of the Currency (OCC)

• Financial Regulators Issue Guidance on Lending to Non-Work Authorized Borrowers

  13 Jul 2026 11:14 a.m. · Source: Office of the Comptroller of the Currency (OCC)

  The OCC, FDIC, and NCUA issued guidance on July 13, 2026, advising financial institutions to apply existing credit risk practices when lending to non-work authorized borrowers, citing potential elevated risk due to income and employment uncertainties.

  Politics and GovernmentBusinessFederal GovernmentEconomyBankingEmployment and LaborLegal OCCFDICNCUAFinancial ServicesCredit RiskLendingBank SupervisionOffice of the Comptroller of the Currency (OCC)

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