Tag: first_lien_mortgages
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OCC: 97.7% of First-Lien Mortgages Current and Performing in Q2 2026
OCC Mortgage Metrics Report shows 97.7% of first-lien mortgages current and performing in Q2 2026, up from 97.5% in 2025, with foreclosures rising and modifications up 16.5%.
BusinessUSABankingReal EstateFederal GovernmentEconomy Office of the Comptroller of the CurrencyMortgage Metrics Reportfirst-lien mortgagesforeclosuresloan modificationsseriously delinquent mortgagesfederal banking systemOffice of the Comptroller of the Currency (OCC)
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OCC Reports Improved First-Lien Mortgage Performance in Q1 2026
The OCC's Q1 2026 report shows 97.7% of first-lien mortgages in the federal banking system are current and performing, a slight increase from 2025. Foreclosure initiations rose quarter-over-quarter, while loan modifications increased by 7.1%, with most being combination modifications.
BusinessPolitics and GovernmentEconomyBankingFederal GovernmentReal Estate Mortgage performanceFirst-lien mortgagesOCCFederal banking systemForeclosuresLoan modificationsQ1 2026Office of the Comptroller of the Currency (OCC)