Ashland Woman Charged with Bank and Wire Fraud Against Former Employers

An Ashland woman, Kellianne MacKay, has been charged with bank and wire fraud in connection with alleged schemes against two former employers, U.S. Attorney Erin Creegan announced. MacKay, 48, also known as Kelli Anne Lamontagne and Kelli Anne Ludwick, faces two counts of bank fraud and two counts of wire fraud following an indictment by a federal Grand Jury.

According to charging documents, MacKay is accused of improperly using her employers' credit cards for personal benefit and taking bank funds without permission, including to finance the purchase of a Chevrolet truck. She is scheduled for her initial appearance and arraignment on June 4, 2026.

The bank fraud charges carry a maximum penalty of 30 years in prison, while wire fraud charges could result in up to 20 years. Both also include potential fines of up to $250,000 and up to three years of supervised release. The investigation was led by the Federal Bureau of Investigation, with assistance from the Laconia, Concord, and Plymouth Police Departments, and the Belknap County Attorney’s Office.