The Office of the Comptroller of the Currency (OCC) today released Community Reinvestment Act (CRA) performance evaluations for national banks and federal savings associations that became public during June 2026.

These evaluations assess an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. Possible ratings include outstanding, satisfactory, needs to improve, and substantial noncompliance.

Bank NameCityStateRating
The First National Bank of Raymond Raymond IL Outstanding
Security Federal Savings Bank Logansport IN Outstanding
First Federal Savings Bank of Kentucky Frankfort KY Outstanding
First National Bank of Louisiana Crowley LA Outstanding
Minnesota National Bank Sauk Centre MN Outstanding
VersaBank USA National Association Holdingford MN Outstanding
Viking Bank, National Association Alexandria MN Satisfactory
Ballston Spa National Bank Ballston Spa NY Satisfactory
Champlain National Bank Elizabethtown NY Satisfactory
The Upstate National Bank Ogdensburg NY Satisfactory
The Citizens National Bank of Woodsfield Woodsfield OH Satisfactory
The First Central National Bank of St. Paris St. Paris OH Satisfactory
First Texoma National Bank Durant OK Satisfactory
The Peoples National Bank of Checotah Checotah OK Outstanding
First National Bank of Pennsylvania Greenville PA Satisfactory
The Bancorp Bank, National Association Sioux Falls SD Outstanding
Home Federal Bank of Tennessee Knoxville TN Outstanding
Community National Bank Midland TX Satisfactory
Southtrust Bank, National Association George West TX Satisfactory
The First National Bank of Ballinger Ballinger TX Outstanding

A searchable list of all public CRA evaluations since April 1996 and a schedule of institutions to be examined are available on the OCC's website.